FEDERAL PELL AND FSEOG GRANTS

Federal educational grants are based on financial need and for those who qualify.  Application is free. Complete a Federal Application For Student Aid(FAFSA) online at www.fafsa.ed.gov or in the Adult Education Office.  Pell Grants will NOT pay for the total program cost, and are only available for 600-900 hour programs.  For assistance completing the FAFSA see our Application Tips.

DIRECT LOANS

Federal Direct Loans are NOT credit-based. They are based on your school enrollment. You WILL be required to re-pay this loan, however, your repayment will not begin until six months after completion. Interest rates range between 5% and 6.8%. Average payments are $50-$100 per month for 10 years. 

TAA (Trade Adjustment Act)

Training is for those displaced by foreign trade who worked for approved companies. Contact the OhioMeansJobs county office at:
Ashland  419-282-5052
Holmes  330-674-1111
Richland  419-774-5300
Wayne  330-264-5060

DEPARTMENT OF VETERANS AFFAIRS

For more information on education benefits for veterans GI BILL® call( 888-GIBILLI) or visit their website at www.va.gov to research your eligibility or the eligibility of your program choice. 

WIOA

WIOA (Workforce Innovation and Opportunity Act) funds are for those who are unemployed, underemployed, without marketable skills or skills related to declining industry.  Contact any county's OhioMeansJobs office for funding options (please plan six weeks prior to program start date for this process).

WIOA OhioMeansJobs Offices

• OhioMeansJobs Ashland County

• OhioMeansJobs Holmes County

• OhioMeansJobs Huron County

• OhioMeansJobs Knox County

• OhioMeansJobs Medina County

• OhioMeansJobs Morrow County

• OhioMeansJobs Richland County

• OhioMeansJobs Wayne County

FAFSA

Required to obtain a Pell Grant of Direct Loan
Obtain help completing your FAFSA at:
https://studentaid.gov/fsa-id/create-account/launch?continueTo=fafsa or make an appointment with the Financial Aid Officer
Step 1
Apply for a FSA ID (prior to appointment) at
https://studentaid.gov/h/apply-for-aid/fafsa
*It can take up to three days to get your FSA ID
Step 2
Complete your form at:  www.fafsa.ed.gov
(this is a free application)
- School Year: SY2024-2025
- Tax Year: 2022 (use the IRS data retrieval
tool to prevent additional paperwork from
the IRS; worksheets can be printed from
website) W-2s and 2022 IRS tax forms are required to complete the FAFSA form
- ACWHCC School Code: 031170
Step 3
Contact the ACWHCC Financial Aid Officer to schedule an appointment to have your Pell Grant calculated and receive your Financial Aid offer.

DIRECT LOANS

- Sign in at www.studentaid.gov/fsa-id/sign-in/landing using your FSA user ID when you applied for the FAFSA.
- Complete Entrance Counseling
- Complete the Master Promissory Note for Subsidized/Unsubsidized loans.
Note: You will be required to give names and phone number of two people not living with you.

DEPARTMENT OF VETERANS AFFAIRS

Federal Direct Loans are NOT credit-based. They are based on your school enrollment. You WILL be required to re-pay this loan, however, your repayment will not begin until six months after completion. Interest rates range between 5% and 6.8%. Average payments are $50-$100 per month for 10 years. 

NECESSARY DOCUMENTS

Bring the following documents when you meet with our Financial Aid Officer:
- Social Security Card
- FSA ID and password
- Photo ID, State ID, Drivers License or Passport
- High School Diploma or GED Certificate
- FAFSA Application (For Federal Pell Grant)
- Most recent W-2 Forms
- Most recent Federal Income Tax Forms
- Most recent Unemployment Statement, which includes your total benefits (for persons receiving unemployment benefits)